Would you like to know how much Lifelock identity theft protection is? Protecting personal information is crucial in modern society because identity theft is gradually becoming a norm, and you do not want to fall victim to it.
LifeLock is one of the most potent and popular identity theft protection services.
It provides its customers with numerous types of identity theft protection services, and it all depends entirely on their plans.
In this article, we will go into detail to discuss LifeLock and its identity protection service; we will have this discussion from the perspective of the cost, the plans available, the pros and cons, and then we will touch on how it differs from the other companies.
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Now, let’s get started.
What Is LifeLock Identity Theft Protection?
Norton LifeLock, formerly LifeLock, is seen as a total protection and prevention service against identity theft by identity thieves.
They provide a comprehensive package that includes tracking, notification, and recovery solutions to safeguard your money and identity.
What Are The Key Features Of LifeLock Identity Theft Protection?
In this section, we are going to discuss some of the critical features of the LifeLock Identity Protection Service, some of them include:
Identity Monitoring: LifeLock constantly searches your information across various databases, such as the deep web, for any signs of fraud.
Credit Monitoring: LifeLock offers credit monitoring collectively from the Experian, Equifax, and TransUnion credit bureaus; however, this depends on the type of Plan you choose.
Alerts and Notifications: Alerts notify the consumer in real-time should the social security number be used to apply for credit, services, or utilities.
Identity Restoration: Regarding identity theft, LifeLock provides well-rounded restoration services with professional agents that assist you in recovering your identity.
Insurance Coverage: Like other identity theft protection services, LifeLock offers insurance for out-of-pocket expenses incurred in reclaiming identities.
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How Much Does LifeLock Identity Theft Protection Cost?
Among the types of services that LifeLock provides, several protection plans differ in their options and prices.
This is because these plans are formulated to address different levels of protection at various price ranges.
LifeLock Standard
This particular Plan is often regarded as the most basic entry-level option that LifeLock offers and usually includes essential features for identity protection.
Cost: $9.99 per month, or you could opt for the annual Plan at $99.99 per year.
Features: This Plan has many valuable features, such as SSN and credit alerts, identity monitoring, and the protection of lost wallets. It also reimburses you up to $25,000 in stolen funds.
LifeLock Advantage
Users on the Advantage plan get more perks, such as more robust credit monitoring options.
Cost: There is a monthly option, which costs $19.99, or there is a yearly option at $199.99 per year
Features: Everything in Standard plus the ability to access your credit score from one bureau, you would be alerted of crimes committed in your name while you receive compensation of lost funds up to $100,000.
LifeLock Ultimate Plus
LifeLock offers the Ultimate Plus package, considered the most complete package with the most extensive coverage.
Cost: In a month, it costs $29.99, while annually, it costs $299.99
Features: This Plan includes all the features of Advantage and more. Consists of all of the above, plus continuous monitoring of your credit across the three bureaus;
Free annual credit report and score with additional reports and scores available throughout the year; Alerts for your 401(k) and investment accounts; Identity theft insurance of up to $ 1million for stolen funds.
Additional Benefits of LifeLock
In addition to the core features, LifeLock offers several additional benefits to enhance your identity protection experience:
VPN for Online Privacy: Norton Secure VPN is part of the premium packages and offers anonymous browsing services.
Parental Control: The LifeLock Ultimate Plus has more specific options for controlling your kids’ identities to shield them from Identity theft.
Home Title Monitoring: As one of the additional services of the Ultimate Plus plan, this ensures that your home’s title is being watched for any mischief or fraudulent acts.
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Is LifeLock Worth The Cost?
As always, for every penny you spend, you want to see value for your money.
When it comes to investing in LifeLock Identity Theft Protection, you get significant value for your penny, and in addition to that, you get the extra peace of mind that comes with it.
Below are some of the values you get that make it worth the cost:
Comprehensive Protection: While most identity protection companies have a short list of features, LifeLock provides a vast scope of services that encompasses identification tracking, repair, and financial measure protection.
Real-Time Alerts: Another feature available with LifeLock that can help a person avoid identity theft is the real-time alerts that enable you to react instantly.
Dedicated Support: The Identity Theft Restoration support offered by LifeLock specialists can help a lot in case of Identity theft.
Insurance Coverage: This particular insurance can come in handy as a way of helping to alleviate the effects of identity theft by providing financial protection for the costs of recovering and rebuilding a life that such crimes have ravaged.
How Does LifeLock Compare To Other Identity Theft Protection Services?
To make a conscious and meticulous choice, LifeLock should be compared with other identity protection services such as IdentityForce, Experian IdentityWorks, and Zander Identity Theft Protection; below are some yardsticks you should use to compare LifeLock against its competitors.
Price Comparison: Compared to Similar companies, LifeLock boasts reasonable rates considering the services that come with it.
Some of their competitors could offer even lower initial rates but would provide a different level of insurance and amenities.
Feature Set: It offers a rich set of features; in its highest tier, it monitors credit from all three bureaus, which some providers may need help to offer.
Customer Support and Reputation: LifeLock ranks very well in terms of reliability and customer service, and it has been providing identity theft protection services for a long time.
Can I Get LifeLock For Free?
LifeLock has all the features that you need to protect your personal information. However, LifeLock only offers free services, as many may presume.
Each LifeLock package requires a monthly subscription, which depends on the type and services included.
- Subscription Plans:
LifeLock’s subscription plans are outlined below:
Standard Plan: the standard Plan costs $9.99 per month or $99.99 per year.
Advantage Plan: The Advantage plan costs $19.99 per month or $199.99 per year.
Ultimate Plus Plan: this high-tier Plan costs $29.99 per month or $299.99 annually.
All plans provide different degrees of monitoring, notification, and identity theft assistance and contain various amounts of insurance to reimburse stolen money.
Free Trials And Promotions:
Although LifeLock is not a free service, they occasionally provide a trial period for new clients, during which they will not charge a fee.
Such trials can let potential users try out the services offered by LifeLock for a prescribed period without paying anything upfront.
Furthermore, there are, at times, promotional offers where the pricing of the subscription plans is cut down.
While LifeLock does not offer free continuous services, it does offer occasional free trials and discounts as a possibility for trying the service.
To get more extensive and permanent protection from identity theft, which is required for using all the features of the service, it is necessary to upgrade to one of the paid tiers of LifeLock.
Having a tried and tested identity theft protection, such as LifeLock, can be a reasonable assurance and security for yourself in this age of technology and identity fraud threats.
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Does LifeLock Have A VPN?
Yes. LifeLock goes the extra mile to provide their customers with reliable VPN services as part of their comprehensive identity theft protection services.
The VPN is commonly known as Norton Secure VPN. However, it doesn’t come with all plans; it goes with the more comprehensive plans.
Ultimately protecting their customers or users online and giving them the needed privacy and security.
What Is A VPN?
VPN means Virtual Private Network; it ensures all your connections are private and secure while browsing the Internet.
It hides your IP address, safeguarding your data from hackers, advertisers, and ISPs.
This is especially so when connecting to other Wi-Fi connections, which are often insecure and vulnerable to cyber criminals’ attacks.
- LifeLock And Norton Secure VPN
LifeLock is a subsidiary of Norton LifeLock, which sells Norton Secure VPN as an additional service alongside identity theft protection.
This VPN service is a part of the higher-tier LifeLock plans, including LifeLock Advantage and LifeLock Ultimate Plus.
These plans, which offer an incredible number of identity theft protection features, also guarantee that your interactions on the web will remain confidential and safe.
- Features Of Norton Secure VPN
Encryption: Encrypts your data with high-grade bank standard security so your activities are not monitored.
Anonymous Browsing: Hides your IP address to enable you to browse anonymously and safely.
Wi-Fi Security: It guards you on open Wi-Fi networks by providing a security layer to your connection.
Global Servers: Provides a variety of worldwide locations so that you can unblock content from various countries.
- Benefits Of Having A VPN With LifeLock
Norton Secure VPN can be a valuable addition to LifeLock because it comes with added layers of security.
Thus, LifeLock shields your data from identity theft, and the VPN protects your privacy online.
LifeLock offers Norton Secure VPN through its parent company, Norton LifeLock, in the premium plans.
This addition provides global internet privacy and security so that LifeLock is even more valuable to people wishing to safeguard their online identity and data.
Using Norton Secure VPN combined with LifeLock means that your identity is secure not only when using the Internet but also in real life.
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Does LifeLock Protect Your Bank Account?
Yes, LifeLock offers protection of your bank account within the broad scope of identity theft protection services. Although LifeLock cannot watch your back and see every transaction within your bank account, it comes equipped with tools to protect your financial details and notify you of fraudulent activities.
- Bank Account Monitoring:
More advanced LifeLock offerings like LifeLock Advantage and LifeLock Ultimate Plus, for example, have features that allow you to track credit and debit accounts for any signs of fraud.
This entails monitoring your bank account details to detect any identity theft, including creating a new account and altering account details.
- Alerts And Notifications:
Though relatively costly compared to other companies, LifeLock alerts you in real time if your personal information, such as your bank account details, has been used in applications for credit or services.
It enables you to react as soon as the illicit actions have been noted to prevent losses.
- Identity Restoration Support:
For instance, should your banking details be stolen, LifeLock has a complete package to help restore them.
Their team of specialists will help you regain your identity and address concerns with your bank regarding any fraudulent activity.
- Insurance Coverage:
Although LifeLock offers protection from some out-of-pocket costs associated with identity theft, like court costs and lost wages, it doesn’t include all the potential costs.
It can be more helpful, especially when your account has been hacked and you need cash to clear the mess.
Despite the lack of immediate protection for each transaction in your bank account, LifeLock possesses mechanical tools to prevent identity theft of your financial data.
Real-time monitoring, alerts, identity restoration support, and insurance coverage – LifeLock offers various services that will help protect your bank account and keep your financial affairs secure in the age of cyber threats.
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Final Thought
Depending on their preferences and financial capabilities, the company provides its customers with various plans to safeguard them against identity theft.
Their plans start from as low as $9.99 monthly to $29.99 per month for the Standard plan and the ultimate Plus plan; all these plans provide you with the needed security and peace of mind.
Whether you want simple identity monitoring and surveillance or 360-degree safeguard, including credit monitoring and protection, LifeLock provides everything you need.
With the enhancement of technological advances, identity theft cases have become rampant.
With LifeLock ID theft protection, you and your family can be free from this menace by taking protective measures.